HARRISBURG (BRN) – The Baptist Resource Network of Pennsylvania/South Jersey (BRN) is so honored and blessed to be in partnership with your church! As the church in America seems to be increasingly pressed from multiple angles, we encourage your church to evaluate its ministry insurance coverage including coverage necessary for the current culture and weather climate that we live in. The top 3 Insurance Claim Payout Areas for this past year for BRN Churches were Medical Payment, Theft, and Water/Flood claims.

As the preferred church insurance provider of the BRN, Brotherhood Mutual stands ready to help your church be prepared for the unknown and protecting it from harm. I encourage your church to analyze your insurance coverage.  

Coverage: Brotherhood Mutual provides ministry related insurance coverage for the following: 

  1. Property Insurance*
  2. Liability Insurance
  3. Sexual Acts Liability Insurance
  4. Cyber Security Insurance*
  5. Missions Travel Insurance*
  6. Ministry Vehicle
  7. Directors & Officers Insurance*
  8. Employment Practices Liability*
  9. Worker’s Compensation Insurance
  10. Excess Liability Insurance, and MORE. 

*Coverages generally overlooked or underinsured by BRN churches .

Risk Management: Brotherhood also provides Risk Management Assessment, which provides a safer ministry environment, including: Children and Youth, Disasters and Emergencies, Employees and Volunteers, Violence in the Church, Church Policies and Protections, Cyber, Abuse, and other Risk Management topics. 

Resources: 

  1. Safety Library and more – https://www.brotherhoodmutual.com/resources/
  2. Mission Trip Travel Insurance – https://www.brotherhoodmutual.com/products/faith-ventures/
  3. Payroll designed for churches through MinistryWorks; https://www.ministryworks.com/
  4. Legal Assist, Answers to legal questions – https://www.brotherhoodmutual.com/legalassist/

 If you would like more information about Brotherhood Mutual and the many services the company offers, you can find them at www.brotherhoodmutual.com, or by contacting our agency, James O. Bower, at 1- 800-326-7200 or www.bowerins.com. I’m also available if you want to talk about our experience with Brotherhood Mutual. 

As always, the BRN team desires to be a resource for your church and help every church within our geographical area accelerate Kingdom movement! We hope that Brotherhood Mutual becomes a great resource for your ministry. 

BRN churches can contact Andy Weber, BRN Director of Finance and Operations, at andyw@brnunited.org with any questions regarding insurance coverage or for more information about Brotherhood Mutual.